David La Croix, Esq.
Don't take on your Lender without a Lawyer!
As your attorney, I can use the legal process to protect the full extent of your legal rights, which may save your home. In some cases, I may also be able to seek damages for wrongs or harm your lender may have caused you.
You have only 20 days from the date you are served to answer the foreclosure complaint. Call me today at 352-382-1373.
In Florida, the foreclosure process begins with the lender filing a complaint in Circuit Court. You are then served with a summons and a copy of the complaint. At this point you have 20 days to file an answer with the Court. You can file the answer without an attorney (pro se). However, you might not know the proper legal defenses and counterclaims to file. If you fail to respond in time, the Clerk of the Court will issue a default against you, which prevents you from disputing the foreclosure and expedites the foreclosure process. Once an ineffective answer is filed or a default is entered, it may be only a matter of two to three months until a foreclosure sale is held and you lose your home.
The judge will not give you legal advice. Nor will the judge protect your rights unless you file proper pleadings; perform discovery to find out what documents and witnesses may be of benefit to your case; and properly raise the legal issues that may be troublesome to your lender.
Serving Citrus and Hernando Counties
I defend foreclosures only in Citrus and Hernando Counties, where I have practiced law for many years. You will always deal only with me, not with a secretary, paralegal, or junior associate fresh out of law school.
Contact
David La Croix, Esq.
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Phone: 352-382-1373